This is not a government creation, it is a bankers' creation. The FED specifically, and all other banks generally. The FED created money out of thin air and a few electrons, then the more minor bankers "lent" this non-existent wealth to people and in the process created, through fractional reserve banking policies, even more fictional wealth. All of this was a fraud to induce the lendees to part with REAL wealth in return payment. I hope that the entire banking industry dies the horrible and painful death that it deserves. Sadly, this will involve pain for all of the rest of us, too, but, pretending in fiction is not the way to resolve real issues. Until fiat currency is destroyed there will be no chance for an equitable relationship between sovereign individuals on an honest basis.

The bankers created it, sold the idea to their thugs with payoffs to act as enforcers, looking to skin the rubes. I hope they choke on it.

- NonE